AML PROOF Platform Terms of Service
AML Proof, s.r.o. | Company ID: 237 91 497 | File no. C 55394 at the Regional Court in Hradec Králové | Kaprova 42/14, Staré Město, 110 00 Prague 1, Czech Republic
Article 1 — Definitions and interpretation
1.1 The following terms have exclusively the meanings defined below in these Terms of Service:
Article 2 — Introductory provisions
2.1 AML Proof s.r.o. operates the AML PROOF Platform, which is intended exclusively for obliged entities within the meaning of Section 2 of the AML Act (in particular attorneys, real estate agents, accountants, exchange offices, and other entities with AML obligations) for the purpose of fulfilling their statutory obligations.
2.2 These Terms of Service govern, in accordance with Section 1751 of the Civil Code, all contractual relationships between AML Proof s.r.o. and the Client arising in connection with use of the Platform.
2.3 By using the Platform or entering into the Agreement, the Client agrees to these Terms of Service and confirms that they have duly familiarized themselves with them.
2.4 The Platform does not provide legal or compliance advice. Final responsibility for risk assessment, approval of a business relationship, or rejection of a transaction always rests fully with the designated person of the obliged entity.
Article 3 — Screening data sources
3.1 The Platform performs automated Screening of screened subjects against the following data sources:
maintained by the Ministry of Foreign Affairs of the Czech Republic under Act No. 1/2023 Coll., on restrictive measures against certain serious conduct applied in international relations — via direct machine access to data published by the Czech MFA (mzv.gov.cz).
Consolidated European Union sanctions list (EU Financial Sanctions List) under regulations issued within the EU Common Foreign and Security Policy (CFSP) — via direct XML feed from the European Commission (Financial Sanctions Files, webgate.ec.europa.eu) and independently via the OpenSanctions data platform.
Consolidated United Nations Security Council sanctions list under Section 8d(2) of Act No. 69/2006 Coll., on implementation of international sanctions — via direct XML feed from the UN (scsanctions.un.org) and independently via the OpenSanctions data platform.
Database of politically exposed persons within the meaning of Section 4(5) of the AML Act — via the OpenSanctions data platform. The database contains primary politically exposed persons, i.e. persons currently or previously holding a public function establishing PEP status.
Counter-terrorism list of persons and entities under Government Regulation No. 210/2008 Coll., implementing special measures to combat terrorism — via the OpenSanctions data platform.
the Platform's proprietary analytical module searching media sources and assessing the relevance of findings in relation to the screened subject using the Gemini language model.
3.2 Data sources are synchronized automatically, typically once a day. Each Screening result is marked with the date of performance and the version of each data source used. This record forms part of the Audit trail.
3.3 Derived PEP (persons close to primary PEP and persons in a close business relationship with PEP) are not screened as a separate category within automated Screening, given the low quality and reliability of publicly available data on such persons. Identification of derived PEP is the User's responsibility within their own enhanced due diligence under Section 9 of the AML Act.
3.4 AML Proof s.r.o. does not participate in creating third-party data sources and does not assume responsibility for their completeness, accuracy, or timeliness.
Article 4 — Registration and use of the Platform
4.1 Registration on the Platform is free of charge. The User must provide truthful and complete information when registering.
4.2 The Platform is intended exclusively for obliged entities under Section 2 of the AML Act. The Client declares that they are an obliged entity and will use the Platform solely to fulfill their obligations under the AML Act and legal regulations governing implementation of international sanctions.
4.3 The Client must ensure protection of access credentials to the Platform. AML Proof s.r.o. is not liable for misuse of access credentials by third parties.
4.4 The User is not entitled to use the Platform for any purposes contrary to these Terms of Service or legal regulations, in particular for purposes other than fulfilling statutory AML obligations.
Article 5 — Client declarations
5.1 The Client hereby declares and assures AML Proof s.r.o. that:
- they are an obliged entity under Section 2 of the AML Act and will use the Platform solely to fulfill statutory AML obligations;
- they will use personal data and information about subjects obtained through the Platform solely to fulfill obligations under the AML Act and Act No. 69/2006 Coll., on implementation of international sanctions;
- entering into the Agreement will not breach any obligation arising from another contract or applicable laws of the Czech Republic;
- AML Proof s.r.o. has not provided legal or tax advice and, if needed, they have sought independent professional advice.
Article 6 — Limitation of liability
6.1 Risk assessments generated by the Platform are supportive and informational in nature. They serve to structure analysis and ensure auditability, not as a standalone decision-making mechanism. Final responsibility for client assessment, approval of a business relationship, or rejection of a transaction always rests fully with the designated person of the obliged entity.
6.2 Screening results are generated based on information from third-party databases and data sources, which serve informational purposes only. AML Proof s.r.o. does not participate in creating these sources and does not assume responsibility for their completeness, accuracy, or timeliness.
6.3 The risk methodology is continuously updated in line with developments in the regulatory environment. Each assessment is tied to the methodology version valid at the time it was performed. Methodology changes do not retroactively affect assessments already performed and stored.
6.4 AML Proof s.r.o.'s total liability to the Client is limited to the amount of fees paid by the Client for use of the Platform (in particular credit purchases and training) during the 12 months immediately preceding the claim. This limitation does not apply where exclusion of liability is prohibited by law.
6.5 AML Proof s.r.o. is not liable for indirect, consequential, or punitive damages arising in connection with use or inability to use the Platform.
6.6 Obliged entities are legally required to retain documentation of performed controls for 10 years under Section 16 of the AML Act. The Platform provides technical means to fulfill this archiving obligation; however, as an obliged entity, the Client is responsible for actually retaining documentation in accordance with the law (e.g. by maintaining active access to the Platform or exporting data).
Article 7 — Notices and disclaimers
Notice on the nature of outputs
Risk assessments generated by the AML PROOF platform are supportive and informational in nature. They serve to structure analysis and ensure auditability, not as a standalone decision-making mechanism. Final responsibility for client assessment, approval of a business relationship, or rejection of a transaction always rests fully with the designated person of the obliged entity.
Notice on PEP data
Information about politically exposed persons is processed solely for the purpose of fulfilling statutory obligations under Act No. 253/2008 Coll. (AML Act), or Act No. 69/2006 Coll. (Act on implementation of international sanctions). The Platform screens primary PEP; identification of derived PEP (close persons and persons in close business relationships) is the User's responsibility within enhanced due diligence under Section 9 of the AML Act. Any other use of this data may be contrary to applicable law and may give rise to liability for an administrative offence or other unlawful conduct.
Notice on external data sources
Screening results include information from third-party databases and data sources (including sanctions lists, PEP databases, and media content sources). AML Proof s.r.o. does not participate in creating these sources and does not assume responsibility for their completeness, accuracy, or timeliness. The User must critically assess this data in the context of the specific business case.
Notice on archiving
Obliged entities are legally required to retain documentation of performed controls for 10 years from the date of a transaction outside a business relationship, or from the date of termination of the business relationship with the client (Section 16 of the AML Act). The Platform provides technical means to fulfill this archiving obligation; however, as an obliged entity, the Client is responsible for actually retaining documentation in accordance with the law (e.g. by maintaining active access to the Platform or exporting data).
Notice on methodology version
The risk methodology is continuously updated in line with developments in the regulatory environment. Each assessment is tied to the methodology version valid at the time it was performed. AML Proof s.r.o. reserves the right to change the methodology; changes do not retroactively affect assessments already performed and stored.
Article 8 — Pricing and credit system
8.1 Registration on the Platform and account maintenance are free of charge. Chargeable actions on the Platform are performed on the basis of consumption of prepaid credits. Organizational and personnel setup of the obliged entity, internal policies, team management, creation of AML cases, and client identification (Steps 1–2) do not deduct credits. Each new Client automatically receives two (2) free credits upon successful creation of the obliged entity profile for full use and testing of the Platform.
8.2 Credits are obtained through one-off purchase of credit bundles or optional Pro subscription and are recorded in the Client's virtual wallet. Credit consumption works as follows:
- a) Screening (Step 3): one (1) credit per newly screened subject (client, beneficial owner, shareholder, etc.). Re-screening the same subject within the same AML case is not charged again.
- b) Risk assessment (Step 4): one (1) credit per saved WAR model run. Each further recalculation and save is charged again; preview without saving does not deduct credits.
- c) End control (Section 15): one (1) credit when you confirm the Section 15 end-of-control record and lock the case (End control button).
- d) Export of identification documents (step 3): one (1) credit per client included in the export. Each client is charged at most once per day regardless of how many times the same document is downloaded.
- e) Verified client transfer (§ 11): one (1) credit when transferring a verified client to another obliged entity. Verified client acceptance: one (1) credit when accepting a client from another obliged entity.
- f) Actions without credit consumption: approvals and mock screening (preview). Finalisation and archiving of an AML case (step 6) has been charged at one (1) credit since July 2026.
- g) Scan to fill (step 2): one (1) credit per automatic extraction of client identification data from a scanned identity document. Use of this feature is optional — manually entering data does not consume credits.
A typical single-client AML case usually consumes at least three (3) credits (screening, risk assessment, and export of identification documents). A higher number of screened subjects or repeated risk recalculations increases consumption. The current credit bundle pricing is available at www.amlproof.ai/pricing. AML Proof s.r.o. reserves the right to change credit bundle prices unilaterally at any time without prior notice; this has no retroactive effect on credits already purchased.
8.3 Optional Pro subscription includes regular credit top-ups upon payment of each invoice: five (5) credits for the monthly plan, or sixty (60) credits for the annual plan. Subscription and billing management is performed exclusively by the owner of the obliged entity organizational profile. Subscription may be cancelled at any time; credits already credited remain in the Client's wallet.
8.4 Training of employees and persons in a similar position under Section 23 of the AML Act is available on the Platform as annual certification per team member. The current training price is listed in the Training section on the Platform and at www.amlproof.ai/pricing. AML Proof s.r.o. reserves the right to change training prices unilaterally at any time without prior notice; this has no retroactive effect on training already paid for.
8.5 All stated prices are final service prices listed in the Pricing section at www.amlproof.ai/pricing.
8.6 Under the Enterprise tier, credits for screening (Step 3), risk assessment (Step 4), and end control (Section 15) are not deducted; terms and pricing are agreed individually.
8.7 An exception to the rules in Section 8.2(a) and (b) applies to so-called Historical cases (retroactive records of AML identifications and controls already performed). Creation and management of historical cases is unlimited by plan; archiving each historical case deducts one (1) credit from the Client's account.
8.8 Purchased credits remain valid indefinitely for the duration of the Agreement but are non-refundable and cannot later be exchanged back for monetary consideration. A credit consumed by sending a client transfer (§ 11) is not refunded if the transfer is subsequently cancelled. If the account is cancelled or the Agreement is fully terminated by the Client, unused credits expire without compensation. The Client is subsequently allowed to export data for a further period of 90 days.
Article 9 — Confidentiality
9.1 The parties undertake to maintain confidentiality regarding all confidential information of the other party and not to disclose it to third parties without prior written consent.
9.2 The confidentiality obligation continues after termination of the Agreement.
9.3 The confidentiality obligation does not apply to information whose disclosure is required by law or a binding decision of a public authority, or to information that is generally known without action by the obligated party.
Article 10 — Personal data protection
10.1 Personal data processing is carried out in accordance with Regulation (EU) 2016/679 (GDPR) and Act No. 110/2019 Coll., on personal data processing.
10.2 The privacy policy is available at www.amlproof.ai/privacy_policy.
10.3 Information about politically exposed and sanctioned persons is provided by the Platform solely for the purpose of fulfilling statutory obligations under the AML Act and Act No. 69/2006 Coll. Use for any other purpose may be sanctioned under applicable law.
Article 11 — Final provisions
11.1 These Terms of Service are effective from 1 April 2026 and are available at www.amlproof.ai/terms.
11.2 These Terms of Service, the Agreement, and all legal relationships arising from them are governed by the laws of the Czech Republic.
11.3 The court of general jurisdiction for AML Proof s.r.o., i.e. the Regional Court in Hradec Králové, has local jurisdiction to resolve disputes between the Client and AML Proof s.r.o.
11.4 AML Proof s.r.o. is entitled to amend these Terms of Service unilaterally. The Client will be informed of changes at least 30 days before the changes take effect.
11.5 If any provision of these Terms of Service is invalid or ineffective, this does not affect the validity of the remaining provisions.
11.6 The Client assumes the risk of change of circumstances; Section 1765(1) of the Civil Code does not apply.
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